Manisha Dias, Vice President, Strategic Partnerships for SCOR in the U.S., hosts this episode of SCOR’s Innovation Podcast, interviewing Felix Ortiz, CEO and co-founder of Onuu. Onuu is the first of its kind, an all-in-one banking and insurance solution, built by and for Americans of modest means. Join us to hear how Ortiz's personal childhood experiences led him to harness the power of machine learning and digital technology to design an innovative solution for a long-standing problem: helping lower middle market consumers understand financial services and improve their financial wellbeing. • Felix W. Ortiz III is the CEO and co-founder of Onuu, the first-of-its-kind, all-in-one banking and insurance solution, built by and for Americans of modest means. Founded in late 2021 and inspired by Felix’s grandmother, Candi, Onuu merges financial and insurance products, empowering lower middle market consumers to understand and improve their financial wellbeing. Felix designed Onuu to be powered by machine learning, using Candi as a guide to ensure that each human being achieves financial security. Felix currently serves as an Advisor at Neowork Ventures alongside his duties on the Intersectionality, Culture & Diversity Advisory Council at Twitter and the Rework America Task Force. Previously, he has founded several successful, high-growth startups including EmPath. Ortiz was a member of the U.S. Army 18th Airborne Corps, JAG Corps and attended St. John's University. • Manisha Dias¸ FSA, FCIA, SPLP, Vice President, Strategic Partnerships, is responsible for leading the charge and oversight of proprietary product development opportunities and new ecosystem partnerships. She also oversees the business, operations and underwriting functions of the Strategic Partnerships group. Manisha joined the SCOR Canada Business Development team in 2017. She was promoted and transitioned to the U.S. Strategic Partnerships team at its inception in 2019 and was promoted again in 2021 to her current role. Prior to SCOR, she served in different actuarial roles within John Hancock and Manulife globally. Manisha earned an Honors bachelor’s degree in Actuarial Science with Finance from the University of Waterloo. She is also a Fellow of the Society of Actuaries, Fellow of the Canadian Institute of Actuaries and a Strategic Partner Leadership Professional.