The Cyber Insurance market is maturing before our eyes: pricing becomes more accurate as more data comes in, and overall structures move towards more sustainable models. Threats continue to grow and the product is more relevant than ever before, but how to balance the needs of insured, brokers and underwriters and reach common-good solutions? Let’s deep dive into this episode hosted by Margaret Rose and Adriana Garcia. Margaret is based in NYC. She began her career with SCOR as an underwriter for Professional Liability and Cyber in 2016. Previously, she worked as an underwriter for Axis and Tokyo Marine. She has also an MBA in Finance, from the New York University. Adriana is an Assistant Vice President and Senior Underwriter on the Financial Lines team. She started with SCOR in May and is based in the Chicago office. She handles a broad range of risks including Cyber, Technology E&O, and Professional Liability . Adriana joined from AXIS Capital, where she handled large complex risks on the Global Tech & Cyber team. She is a graduate of the University of South Carolina with a Bachelor’s degree in Political Science. If you are interested in these Cyber topics or if you want to have an introduction of main concepts, please check out our Liability focus episode “Cyber (re)insurance in the US: a market in transition” Bill Kaplan and Margaret Rose share their views on insurance and reinsurance cyber markets in the US.