With the rise of Big Data and the proliferation of data sources, companies have more and more data at their disposal. IoT and all the new technologies make it possible to collect a large amount of data. How to sort, classify and exploit them? Analytical technologies are more and more accessible and make it possible to take advantage of this data in order to create the most precise modeling solutions. Avoca Insurance Holdings is a privately held, independent company founded in Bermuda in January 2009. The company was established to start up, own, and operate highly specialized underwriting management companies. SCOR works jointly with Avoca to combine highly experienced underwriting talent with purpose-built technology and strong portfolio management controls. Danny joined Avoca at its foundation in January 2009 as CTO and has driven the development of ground breaking insurtech since then. In 2014, Danny joined the Avoca Holding Company board and with effect from Jan 1st 2018, Danny was appointed group COO in addition to his CTO role with responsibility for all group operations as well as technology development. In March 2021, Danny was appointed President of Avondale (a Avoca subsidiary) while maintaining his other duties for the Avoca Group. Derek is SVP Natural Catastrophe Manager of The Americas, he is specialized in Catastrophe Modeling - RMS, AIR, Statistical Analysis, databases, software development, networks. He arrived in SCOR seven years ago. Prior to this, he spent 5 years at Ascot Group as VP Exposure Management. Derek has a Master degree in Management Information Systems from the Northern Illinois University, and is still based in Chicago. Rob is also based in Chicago. He began his career with SCOR as Senior Vice President, Chief Pricing Actuary - Americas in 2015. He is today Senior Vice President Head of Innovation for SCOR’s Pricing & Modeling team. Prior to SCOR, he worked as Vice President Chief Pricing Actuary / Head of Agriculture Practice for Navigators Re. He graduated with a Bachelor in Mathematics and Political Science from the Northwestern University.